Issue: 04/2006

3Q 2006 PRELIMINARY RESULTS
Romanian Insurance Market

We are acting on a permanent in progress market. High growth rates, fast reshaping
structure, innovative products or completely new business lines, improved underwriting policies, more accurate supervising.

Issue: 03/2006

2006 First Half Preliminary Results
Romanian Insurance Market

We have less than 100 days left until the supposed Romanian accession to the European Union. What will this long-awaited moment bring for the insurance market? Both opportunities and obstacles.

If our most optimistic hopes become a reality, the massive foreign investment penetration in the economy will bring growth oppor tunities for all the property related risk lines on the insurance market.

Issue: 02/2006

2005 Audited Data
1st Quarter 2006 Preliminary Results

Certainly, the defining word for the Romanian insurance market in 2005 is CONSOLIDATION:
-legislative, by accelerating and extending the process of harmonizing with the EU Directives;
-structural, by increasing the prudential needs, increasing the market capitalization, consolidating the presence of foreign capitals that belong to financial entities with tradition and high credibility in the global insurance market;
-qualitative, by raising the degree of professionalism, especially on the segment of brokers... and the count could go on.

Issue: 01/2006

2005 Preliminary Results
Romanian Insurance Market

In the following pages you will find the preliminary results of the Romanian insurance and insurance mediation markets activity in 2005.
You may notice while reading this issue of The Insurance PROFILE Review that the general increasing trend of the industry remains the same.
Basically, the insurance market is growing quicker than the Romanian economy. Nevertheless, not all results confirm our expectations, which 6 months ago seemed absolutely natural.

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