Issue: 04/2008

9 MONTHS PRELIMINARY FIGURES

During times where „crisis” is the word of the day, the 3Q results posted by the Romanian insurance market show stable, steady growth, at the same pace registered at mid-year. The average market growth rate of 17%, somewhat slower than in previous years, becomes a lot more interesting as it mainly comes from the contribution of the life segment, with a pace slightly higher than that of property/casualty insurance lines.

Issue: 03/2008

1st Half 2008 FIGURES

The first half into the year has seen some trends emerge or consolidate on the Romanian insurance market. Here are some of them:
The motor hull insurance business line remains the undisputed market leader, although the claims ratios and volumes in motor
insurance are still mounting and piling up. Still, there is a visible trend among insurers to migrate towards business segments with lower claims ratios - good examples being the fall in volumes on the credit and warranties segment and the efforts to increase penetration on the property lines.

Issue: 02/2008

THE ROMANIAN INSURANCE MARKET
2007 AUDITED RESULTS
1Q 2008 RESULTS

By the end of 2007 it was obvious that the Romanian insurance market is far from calming down. “Not only that for the time being “change” is still the main real constant in use, but figures show that the market environment becomes more challenging than ever these days”, I said at that time. The following pages will show you this allegation it is now more likely to be true than ever.

Issue: 01/2008

THE ROMANIAN INSURANCE MARKET 2007
Preliminary Results

How interesting can be a 2 billion euro insurance market for the "old" Europe?
"Not very much" one may say considering this figure represents no more than 16% of the insurance turn-over of the most recent entry in the Romanian market, Groupama. Still, the answer is not as simple as that because "interesting" in business terms is not only about TODAY, but very much about TOMORROW.

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